Financial Clarity
I help tech professionals figure out when to exercise options, sell shares, and plan for taxes. What’s even more important is deciding what to do with the money.
Setting Priorities
Money is a tool to help you flourish and stay resilient. A windfall from stock options and RSUs opens a world of possibilities, which I’ll help you navigate.
“My company is going public. What should I do with my equity? How does the tax part work? I’m excited but overwhelmed – help!”
Typical Client
- Annual household income $500K average
- Net worth $3.3M average
- Director or VP
- LGBTQIA+
- Neurodivergent
- Bay Area resident
- Seeking long-term partnership with a trusted financial planner
- Limited time, energy, and/or interest in managing finances on their own
Working together
From day one, I’m your advocate and thinking partner. We start by addressing your urgent questions, then explore your values, goals and money story. I’ll help you inventory what you own and owe.
We’ll review all aspects of your financial life and determine where to focus. If you have young children, for example, you might decide to focus on estate planning. And as your life evolves over the years, we’ll continue to adjust your plan along with you.
What we cover
- Values and goals
- Cash flow
- Financial independence
- Investment management
- Tax planning
- Equity compensation & benefits
- Insurance
- Estate planning
Fees
Jane Financial, LLC is a fee-only fiduciary. I’m only paid by you, the client. I don’t make money from product commissions and, unlike the vast majority of financial advisors, don’t charge a percentage of assets. Instead, you pay a flat fee based on the complexity of your situation. This is aligned with my services, which emphasize comprehensive financial planning.
This fee starts at $15,000 per year, charged quarterly. In contrast to an attorney’s retainer, my fee isn’t a prepayment of a fixed number of hours. Instead, you pay one fee for the year. I want to be your first call when life happens!
Ongoing care
Because the “paint never dries,” we have an Annual Review Meeting to review accomplishments and your financial snapshots. We also discuss whether your priorities have shifted, and refresh your financial plan.
Throughout the year, I’ll monitor progress on your (and my) action items. I’ll be scanning the horizon for tax policy and other economic changes that may impact your financial plan. If office chatter on a money topic piques your curiosity, run it by me.
I’m also counting on you to call/text/email as things change. This allows me to help you respond proactively as life unfolds. Recent examples of “life unfolding” include:
Career transitions
- Review offer letters
- Comp negotiation strategy
Caring for parents
- Is financial support necessary
- Consider asking Jane to speak with parents directly
Home/real estate
- Mortgage strategy: huge down payment vs mortgage
- Trading up: how to buy and sell home at the same time
- Pros/cons of rental properties
Investment management
- Use a disciplined, long-term approach that balances stocks, bonds, and cash
- Align your investment strategy with your goals
- Minimize costs and taxes